Design conversion
and risk together.
Connect user verification, step-up checks, and policy updates in one onboarding flow for global users — built for digital banks, lenders, and payment platforms.
Global ID coverageRisk-based checksPolicy control
- JLApprovedCard txn · $4,200Visa · KR · 2.1s
- MAApprovedAccount openingKYC + Liveness · ES · 5.4s
- ATReviewWire transfer · $50KStep-up auth required · 3.2s
- KBApprovedLogin · new deviceFace match · JP · 1.8s
- ??BlockedAccount openingSanctions match · 12s
The challenge
Why financial onboarding
gets stuck.
The higher the regulatory bar, the more complex onboarding becomes. But complexity is no excuse for bad conversion.
Cost of inaction
Global fintech fraud losses grow +30% YoY
01
Country-specific documents get complex
Passports, residence cards, and local IDs add friction quickly to global onboarding flows.
02
Review bottlenecks hurt conversion
As failures and resubmissions increase, review queues grow and user drop-off follows.
03
Not every user needs the same check
Teams need stronger verification only for high-risk users, not for every applicant.
How teams use ARGOS
Where fintech teams
plug in ARGOS.
Fintechs don't need another vendor — they need an infrastructure layer that adapts to risk signals in real time.
Use case
Global ID verification at sign-up
Recognize and verify country-specific documents directly inside the onboarding flow — over 200 countries covered natively.
Use case
Step-up checks only for high-risk users
Avoid heavy verification for everyone and go deeper only where risk demands it. Conversion stays high.
Use case
Fast policy updates for operations
Adjust rules by country, product, or risk level without rebuilding the flow or queuing an engineering sprint.
Customer references
Industry leaders
already ship with ARGOS.
Meeting the essential shift in remittance
Cross-border digital remittance
UTransfer adopts ARGOS eKYC
Global remittance onboarding
How SentBe differentiates with ID check
Remote identity verification
AML + non-face-to-face verification
AML screening and KYC
Ready to talk?
Let's scope your use case.
Every deployment starts with a 20-minute call. Tell us about your volume, jurisdictions, and risk tolerance — we'll design the right architecture.
